Infcurion's "Winvoice" Selected as Platform for SORABITO's "Anshin Card Barai by Karimo"

‐ Providing robust support for the cash flow challenges of small and medium-sized businesses, especially in the construction industry, through a platform that ensures compliance and rigorous screening ‐

Infcurion, Inc. (Head Office: Chiyoda-ku, Tokyo, President and CEO Hiroki Maruyama, hereinafter referred to as "Infcurion") announces that SORABITO, Inc. (Head Office: Chuo-ku, Tokyo, President and CEO Kazuaki Hakata, hereinafter referred to as "SORABITO") has adopted Infcurion's invoice payment platform "Winvoice" as the service infrastructure for its new B2B payment service "Anshin Card Barai by Karimo," which will be launched for corporations and sole proprietors on December 8, 2025.

Infcurion helps address cash flow challenges by offering flexible payment methods to SORABITO's extensive customer base—mainly small and medium-sized enterprises in the construction industry, including construction companies, contractors, craftsmen, and construction machinery rental companies.

◆ Background to Providing the "Winvoice" Platform
The traditional commercial practice of deferred payment by invoice in business-to-business transactions requires the paying company to secure cash or deposits by the payment deadline. This causes challenges for the paying company's cash flow and payment operations. B2B payment services streamline payment operations and provide flexible payment methods by advancing invoice payments and enabling card payments.

SORABITO has started offering "Anshin Card Barai by Karimo" to meet the demand from businesses that "want to make payments without borrowing even when urgent payments arise." By advancing the payment of invoices and enabling card payments, this service helps extend the effective payment period until the card's settlement date and improves operational efficiency. "Winvoice" was adopted as the foundation for building this service.

◆ Main Reasons for Selecting the "Winvoice" Platform
"Winvoice" meets all applicable legal and regulatory requirements, including those set by international brands for providing invoice card payment services, and offers the necessary licenses, operations, and systems for service management on a one-stop basis. In particular, one of the reasons SORABITO selected the "Winvoice" platform is its reliable operational framework for auditing and monitoring suppliers and buyers—which is of particular concern to relevant government agencies and international brands.

By utilizing the "Winvoice" platform, SORABITO has made it possible to offer value-added invoice card payments to its customers quickly and at a low cost.

◆ Overview of "Anshin Card Barai by Karimo"
"Anshin Card Barai by Karimo" allows users to complete procedures easily through a fully online process and strongly supports cash flow for corporations and sole proprietors with the following features.

1. Speed and Flexibility
Funds can be advanced and transferred (advance payment) as early as the same day after registration. This allows users to handle end-of-month payments and unexpected cash needs, effectively extending the payment deadline until the card's settlement date, enabling a payment extension of up to 60 days.

2. Name Shown to the Recipient
Payments are made under the name of the company using the service (remitter's name). This allows the company using the service (buyer) to make payments as usual without the supplier being aware that this service is being used.

3. Wide Range of Use Cases
The service can also be used for public payments such as social and labor insurance and may be used as many times as needed, as long as usage remains within the card's credit limit.
"Anshin Card Barai by Karimo" Service Page: https://anshincard.karimo.jp

◆ Future Prospects
Infcurion supports the sound business operations of small and medium-sized enterprises, mainly in the construction industry, by providing the "Winvoice" platform to SORABITO, thereby contributing to the revitalization of economic activity in Japan.

In addition to the currently offered card payment function, "Winvoice" plans to develop features to expand payment methods, such as bank transfers (agency payment services) and corporate postpaid payments (corporate BNPL). Through these enhancements, "Winvoice" will promote the implementation of optimal payment and financial functions as a fintech partner across all industries and services.

【Mr. Kazuaki Hakata, President and CEO of SORABITO, Inc.】
"Anshin Card Barai by Karimo" is a service born from the collaboration between SORABITO, which has been promoting digital transformation in the construction and construction equipment rental industries and has been dedicated to solving on-site challenges since its founding, and Infcurion's proven payment platform.

SORABITO leverages its deep understanding of the industry's unique business practices and financial challenges, as well as direct input from on-site management, to provide a reliable service that genuinely improves cash flow and financial management for construction and related businesses—not just simple payment processing.

【About the Invoice Payment Platform "Winvoice"】
Winvoice is an invoice payment platform that provides all the necessary business operations and systems for enabling card payments on invoices in a one-stop basis. By utilizing Winvoice, companies can offer invoice card payment services to their customers in as little as two months. Additionally, by leveraging Winvoice's API, companies can integrate invoice card payment functionality into their own services, allowing them to create a unique user experience. We are planning to develop new features to further smooth out all kinds of payments going forward.
"Winvoice" Service Page: https://infcurion.com/winvoice/
"Winvoice" Document Download Page: https://infcurion.com/winvoice/download/

■ About Infcurion
Infcurion is a fintech partner for all industries and services, implementing optimal payment and financial functions for society. We develop technology and provide platforms that allow flexible use of diverse financial services on a functional basis, and offer consulting for cashless payment businesses. Leveraging expertise cultivated through years of consulting experience and our strength in modern, flexible next-generation payment systems, we provide an "end-to-end payment platform" that covers every payment scenario, from B2C cashless payments to B2B corporate transactions.
We work closely with our clients’ business strategies, offering comprehensive support from fintech strategy planning to the creation of new financial services. We aim to solve social issues and realize enriched customer experiences by supporting the businesses of all leading companies with a focus on payments and finance.

■ SORABITO, Inc.

• Established: May 12, 2014
• Representative: President and CEO, Kazuaki Hakata
• Head Office Location: 8th Floor, Daiichi Inamura Building, 1-9-2 Nihonbashi Kayabacho, Chuo-ku, Tokyo
• Business Description: Services for construction machinery rental companies and services for construction companies

■ Infcurion, Inc.
Established: May 1, 2006
Representative: President and CEO Hiroki Maruyama
Head Office: 7F MFPR Kojimachi Building, 5-7-2 Kojimachi, Chiyoda-ku, Tokyo
Member Organizations:

• General Incorporated Association Fintech Association
• General Incorporated Association Cashless Promotion Council
• General Incorporated Association Japan Payment Services Association
  URL: https://infcurion.com/

*This release was created based on information current as of the date of issuance. There is a possibility that all or part of the content may change in the future.
*Company names, product names, and service names mentioned are trademarks or registered trademarks of their respective companies.

This press release is an English translation of the original Japanese version. It is provided for informational purposes only and for the convenience of the reader. In the event of any discrepancy or conflict between the English translation and the original Japanese text, the Japanese version shall prevail and be considered the official document.