Infcurion Joins the Newly Established "Business Invoice Payment Service Association"（BIPSA）

Infcurion, Inc.（Headquarters: Chiyoda-ku, Tokyo; President and CEO: Hiroki Maruyama; hereinafter "Infcurion"） is pleased to announce its participation in the "Business Invoice Payment Service Association" （English abbreviation: BIPSA; hereinafter "the Association"）, which was established on December 26, 2025. Infcurion will leverage its payment platform technology and deep industry expertise to support the Association’s mission of building and advancing a safe and secure cashless payment environment for business transactions（B2B）.

Purpose and Background of the Association
Business Invoice Payment Services（BIPS） play a vital role in the wider adoption of cashless payments within B2B transactions. The Association was established to ensure safe and reliable transactions by enabling BIPS providers to independently define and adhere to self-regulatory standards based on a spirit of autonomy.

Background of Participation and Future Outlook
As a "Fintech partner for every industry and service," Infcurion provides an end-to-end payment platform covering a wide range of payment scenarios. We currently offer BIPS through our proprietary invoice payment platform, "Winvoice," and have worked to expand its reach through more than 20 partner companies. Additionally, we contribute to the growth of the corporate and business card market through "Xard," our next-generation card issuance platform that enables easy, low-cost issuance of international brand cards via API integration.

As a "BIPS Operator Member," Infcurion will actively contribute to committees such as the Guideline Committee and the Anti-Fraud Committee. By utilizing the expertise gained through years of consulting and our knowledge of modern, flexible next-generation payment systems, we aim to foster a highly reliable BIPS market. Furthermore, Kohei Morita, Infcurion’s Executive Officer, CSO, and Head of the Winvoice Department, has been appointed as a founding director of the Association. Through this leadership role, we are committed to enhancing the health and integrity of the industry as a whole.

【Reference】
Overview of the Business Invoice Payment Service Association（BIPSA）
Established: December 26, 2025
Key Activities: The Association facilitates discussions through the following specialized committees:
• Steering Committee: Discussing operational policies and engaging with external organizations.
• Guideline Committee: Creating and revising industry guidelines and detailed regulations.
• Standardization Committee: Exploring technical standardization for BIPS provision.
• Anti-Fraud Committee: Exchanging information among members to prevent fraudulent or improper use of BIPS.
• Review Committee: Deliberating on disciplinary actions for providers who violate guidelines.
Secretariat: Payments Japan Association

Biography: Kohei Morita, Executive Officer, CSO, and Head of Winvoice, Infcurion, Inc.
After leading Fintech project planning for megabanks at a major SIer, Morita joined Infcurion in 2017. As a consultant, he specialized in business strategy and new service planning in the Payment and Fintech space. He was appointed Executive Officer of Infcurion in June 2024, following his roles as CSO（B2B） and Head of the Business Design Office. He is a 2014 graduate of Yokohama National University.

About Infcurion, Inc.
Infcurion is the “Fintech Partner for Every Industry and Service,” delivering optimal payment and financial solutions across society. Leveraging deep expertise from years of consulting experience and our modern, flexible payment systems, we deliver a “comprehensive payment platform” that seamlessly handles every payment scenario, from B2C cashless transactions to B2B corporate settlements.We partner closely with our clients, providing end-to-end support from Fintech strategy formulation to the creation of new financial services. By empowering leading companies through payments and finance, we help solve societal challenges and enhance customer experiences.

Company Profile
Company Name: Infcurion, Inc.
Representative: Hiroki Maruyama, President and CEO
Establishment: May 1, 2006
Headquarters: 7F MFPR Kojimachi Bldg., 5-7-2 Kojimachi, Chiyoda-ku, Tokyo
Affiliated Organizations: Fintech Association of Japan, Cashless Promotion Council, Japan Payment Service Association
URL: https://infcurion.com/

This release is based on information available as of the date of issue. The contents are subject to change in whole or in part in the future.
Company names, product names, and service names are trade names, trademarks, or registered trademarks of their respective companies.

This press release is an English translation of the original Japanese version. It is provided for informational purposes only and for the convenience of the reader. In the event of any discrepancy or conflict between the English translation and the original Japanese text, the Japanese version shall prevail and be considered the official document.